Our Services

Personalized service starts with advice you can count on. Our process is unique to each of our clients, creating a plan of action that works with you toward your financial goals. Our comprehensive planning incorporates multiple strategies to help you navigate your path with confidence.


From individual consultation to comprehensive planning, SFM integrates every aspect of your situation into an impactful plan of action. Our team has the experience you need to visualize your financial plan in depth while staying on top of what
  • Cash flow counseling and management
  • College, retirement planning and management
  • Analysis of employer benefit plans
  • Tax planning
  • Examination of current insurance coverage (health, life, disability, property)
  • Review of your current estate plan
  • Integrated, coherent portfolio management


SFM is proud of the relationship we build with you.
When it comes to implementing your plan, we guide clients in designing and managing customized portfolios that are geared toward realizing your financial goals and objectives as they grow and change.

We see ourselves as your investment partner. It is our responsibility to keep a steady hand and remain disciplined through all market cycles. Our approach inspires the confidence you need to reach your goals, with built-in peace of mind so you can worry less along the way.

We focus on the overall allocation of your portfolio, rather than the individual positions. Additionally, all investment decisions are made with an emphasis on minimizing taxes. We typically use publicly traded investments, such as mutual funds or exchange traded funds to build a diversified portfolio. Your unique portfolio will be developed in conjunction with your comprehensive financial plan, enabling you to stay on your path.


Successful investing requires visibility, discipline, and execution. At Schaefer Financial Management, we strive to gain a comprehensive understanding of your situation. With everything we do, we always want to keep you involved and informed. With continuous engagement through periodic meetings, conversations and correspondence, we can address your questions, review strategies and identify opportunities or changes in your situation.